Your Dollars.
Earning daily.
No waiting, no minimums, withdraw anytime.
Earn up to 7.25%
on your idle cash
Up to 10× higher than traditional savings accounts.
Your yield grows
automatically
Earnings auto-compound and accrue every second.
$10,000 Deposit · 7.25% APY
Withdraw anytime
No lock-ups. Your money, on your terms.
See what you’re leaving on the table
Enter your starting amount, monthly contributions, and time frame to see your projected growth.
Starting Deposit
Monthly Deposit
Time Period
Projected Balance
$1,369,341.01
Current APY
7.25%
Earning rate
Est. Earnings
$999,341.01
30 Years
Hold Bitcoin.
Earn on it too.
Earn yield on your idle BTC without selling, without locking up, and without giving up custody. Your BTC stays yours. It just stops sitting still.
Trade more. Pay less.
Axal is the cheapest place on earth to buy and hold Bitcoin.
Start earning in three steps.
Create your account
All you need is an email.
Fund your account
Transfer from your bank or from another wallet.
Start earning
Transfer funds into an earning account. Watch it grow in real time.
FAQs
Axal is a high yield savings app for dollars and Bitcoin that provides industry leading rates and protection. Traditional banks lend out your money and pocket the earnings - Axal passes interest straight back to you in real time, with no middlemen, lockups or hidden fees.
Download the mobile app on the App Store or Google Play. You can also use the web app by clicking Launch App at the top of this page.
Your funds are automatically allocated to tier-1, overcollateralized DeFi lending platforms. Axal continuously monitors and rebalances your portfolio to maintain APY targets and minimize risk. This is similar to what banks do with your money, but with code to enforce collateral rules and liquidations for efficiency and stability.
Absolutely. You can purchase assets directly through Axal, which supports debit cards and bank transfers. No prior crypto experience or separate wallet required. If you already own crypto, you can also transfer your existing USDC or Bitcoin to your Axal wallet.
Axal has a 0.89% flat fee on all Bitcoin purchases. This is less than half of the fees of leading centralized exchanges. Axal has no fees on yield generated and no fee on wallet-to-wallet transfers.
Contact us at support@axal.com, calling/texting +1 (781) 971-9463, or through the form in app.